Lenders constantly weigh revenue against risk. Too conservative and they leave money on the table; too aggressive and they get caught when the market turns.
We built finlogiq.ai because we'd lived that trade-off from the inside, designing margin policy for one of Israel's largest banks. We saw the same thing every time - haircuts set by gut and round numbers, not by what the portfolio would actually do in a crisis.
So we built the layer that closes the gap. Every loan is stress-tested against every major market disruption since 2008 - credit crunches, pandemics, rate shocks, liquidity crises, and beyond - applied to the borrower's exact holdings, before a dollar goes out. Start high, because you know where the floor is. Stay safe, because you saw the crisis before it arrived.